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Everyone likes to be given money. When you receive a gift card, you want to know how to transfer it to your bank account so that you can use the funds without any problems. Fortunately, there are many different ways you can do this.
How to Buy Money Orders with Gift Card
How to buy money orders with gift cards [+Walmart]
Here are 7 ways to transfer a Visa gift card to your bank account:
- Transfer money to PayPal.
- Transfer money to Venmo or similar apps.
- Use a gift card selling app.
- Use the gift card to make a money order.
- Pay yourself.
- Try an exchange kiosk.
- Send money to Square.
You should choose a method that is comfortable for you. I encourage you to read on so you can learn about all the options available to you to get those gift card funds into your bank account. Here's everything you need to know.
1. Transfer money to PayPal
One of the easiest and quickest strategies to get the Visa gift card money into your bank account is through PayPal. If you've made online transactions in the past, you probably have a PayPal account.
Because of this, this option is accessible to the highest number of people.
PayPal accepts Visa gift cards and allows you to transfer the funds to your PayPal wallet. From there, you can transfer the money to your bank account, which is likely already linked to your PayPal account.
You can also keep the money in your PayPal wallet if you make frequent purchases on the site.
How to send a Visa gift card to PayPal
It's easy to get your gift card money with PayPal. You should follow these steps:
- Log into your PayPal account as usual.
- Navigate to the "Wallet" menu at the top of the screen and click on it.
- Select "Link card or bank" and then follow the instructions.
- The prompts should ask you for the card information.Enter the numbers that are on the Visa gift card.
- Select "Link map".
From there you can send the money from the card to your PayPal wallet. The process shouldn't take very long. However, when you remove the funds from your online wallet and transfer them to your bank, you will likely have to wait a few days.
PayPal has an instant transfer option, but it comes with a fee.
transmission error
You can get onetransmission errorwhen you try to move the gift card money to your wallet. This situation occurs when you have not set up the Visa gift card. After registering the card, PayPal should be able to accept the funds from it.
In addition, you can tooSend money anonymously via PayPalif you choose to do so.
2. Transfer funds to Venmo or similar apps
The next best method would be to transfer your gift card money to Venmo or any similar app you use. Venmo works similar to PayPal and is fast and easy. So that's the method I'm going to discuss here.
If you wish to do this, open your Venmo app on your device and then link the gift card to your account. After that, you can transfer the gift card balance to Venmo and then to your bank account.
Since PayPal owns Venmo, the process is almost the same as the one I outlined above.
Since these two methods are very similar, you should choose the options that are more convenient for you. For example, if you already have Venmo installed on your phone, you might prefer using that over PayPal.
Venmo also doesn't have any fees unless you want to get the money right away.
How to send a Visa gift card to Venmo
It doesn't take long to send the gift card money to your Venmo account. Here's what you need to do:
- Open the Venmo app on your mobile device.
- Open Settings, then tap Payment Method.
- Tap Add Bank or Card, then follow the prompts.You must enter the information on the Visa gift card.
- After entering the information, tap Add Card to Your Account.
- Transfer the money from the Visa card to your bank account.
If you're having trouble, the Venmo support team should be available to help. The app has safeguards in place to prevent gift card fraud and scams that could result in your transaction being blocked. Venmo can easily walk you through the process.
3. Use a gift card sales app
In addition, you can also sell the Visa gift card online. Card Cash is one example, as the site allows you to buy, sell and even trade your gift cards with other people. It comes in handy when you receive gift cards that you weren't expecting and have no use for. Check out oursCard Cash Reviewfor tips and details.
However, you can also use these types of apps and websites to transfer money to your bank account. The steps depend on which website you're using, but they're very similar.
You start by selling your Visa gift card to someone. Then you give them the information and receive the payment on the website. From there you transfer the money either to PayPal or straight to your bank account.
Overall, gift card selling apps and websites come in handy. If you get another gift card in the future, it's good to know what your options are.
The best websites for selling gift cards
There are a variety of websites and places online where you can do thisSell your Visa gift card. You should always google the website before using it to make sure it is legit.

Some of the best options for selling your card are:
- card payment
- Gift card Grandma
- ClipCard
- GameFlip
- GiftCash
- Lift
- Ebay
If you receive a gift card for a store, you might even be able to return it. Some places allow you to exchange gift cards for cash, although not everyone does. You should contact the shop if you are curious about their policies.
When you receive money for the card, you can quickly deposit it into your bank account.
Watch out for fees
Finally, you should also make sure that you are on the lookout for possible fees. Each site is likely to charge you for selling your card on their platform. However, they all charge different amounts.
A raise costs 15%, which can be a lot depending on the value of your card.
If you can, make sure you use a service that charges zero or very low commissions. You don't want to spend the entire card on the sale.
4. Use the gift card to make a money order
Another way to transfer the money from the gift card to your bank account is to set up a money order.Forbes Sea, a money order is similar to a check but cannot be bounced because you are paying for it.
In this case, use the gift card on your money order to transfer it. Once you have it, you can deposit the order into your bank account and receive cash.
There are multiple possibilitieshow to buy money orders with gift cards. You can buy money orders at various grocery stores. However, you need to find an option that is unique to where you live. Money orders are no longer offered everywhere. Also, you don't want to deposit too many money orders since banks monitor money orders.
They can close accounts that deposit large amounts from them.
Where to find payment instructions
Money orders are often available at stores and credit unions. If you want to work with money orders, it's a good idea to know how to spot fraudulent orders. TheUnited States Post Officeoffers a lot of information on the subject that you should look at.
In addition, you can search for "Money order near me' and many options will be available nearby.
How to fill out a money order
When you write a money order, you need to know what you're doing. It only takes a few steps to fill out the form.
Here's what you should do:
- Write your name on the Pay to the Order Of line.If you wish to redeem the order, only provide your legal name. Anything else and the money order is not valid at the bank.
- Add your address to the "Buyers" section.It could also mean "from" or "sender". This area may require contact information.
- Sign the line marked "Signature of Buyer" with your name.
- Apply the information from the gift card.
- Always keep the receipt.
Once you have the money order and are ready to cash it out at the bank, you should fill in the recipient information. Similar to a check, you can write and deposit a money order made out to yourself.
You must endorse the money when you are at your bank.
If you have any questions, you should take the time to speak to the bank staff. They will tell you what to fill out on the form so that you can deposit the money correctly. Also, they are friendly and accommodating when it comes to bank transfers.
You should also be aware of thisMoney Order Fraudand how to avoid them. There will always be people looking for a way to take your money, so you have to be careful.
5. Pay yourself
Did you know that you can also pay with a gift card yourself? This method is not the best opinion for many people as it is a roundabout way to redeem the money but it still works.
If you're an online retailer, your store should allow you to transfer or sync a Visa gift card. Any business owner should be able to quickly transfer the money to themselves using their electronic payment method.
The best electronic payment services include Apple Pay, Stripe, Square, Due and evenPayPal.
You're sure to find a bank transfer option that works for you when it comes to paying yourself. Overall, you can easily make a payment to yourself through any of these platforms. Some allow you to scan the card to enter the money, so you don't have to do it manually.
However, I wouldn't recommend doing this unless you already have one of these accounts set up. The process can take a long time and wouldn't be worth using it just for a gift card. PayPal or Venmo would be the best choice for the majority of people.
6. Try an Exchange kiosk
Sometimes you can find gift card exchange kiosks in grocery stores or malls. They're not very common today, although they're great if you have access to them.
You can start by following the on-screen instructions at the kiosk. After that you will find different options for withdrawal. You may be able to exchange the money for another gift card to receive a voucher.
If you wish to transfer the money to your bank account, you will need to take the voucher to a local cashier. They should then give you cash to deposit in the bank. This method takes longer than using an app. Still, it comes in handy for many, especially if you're already traveling when you want to rebook.
This option is less popular than the others as these types of kiosks are disappearing.
One example is the Coinstar machines you often find at Walmart to exchange gift cards. However, they no longer have this function. Still, you can use a Coinstar to convert your loose change into gift cards if you like.
Overall, currency exchange offices used to be a popular option, but you'll be less fortunate to find them today. I've included this method in the list because it's still possible. Plus, it's a hassle-free process.
7. Send funds to Square
If you're trying to transfer your Visa gift card balance to your bank account, you can use as wellsquare. This is a card reader and app that allows you to connect your bank account and use your credit card.
How to send Visa gift cards to Square
Below are the steps to send a Visa gift card to your Square account:
- First go to this link andDownload the appto your phone. If you have a Square account, log in and you should see the option to add a Visa card. If not, just follow the instructions and create an account.
- Once you have successfully added your card, go to"Transactions"tab and select "Balance" in the bottom blue options bar.
- Click to start"Sell and Start Selling"and you will see the card types accepted by Square.
- Once you've found your Visa gift card,Enter how much money you want to transferabove and tap Next.
- To have the money transferred to your bank account, go to settings and select“Bank Deposit”.
- Then you will be provided with informationHow to get the money into your bank account via direct deposit or cash orderSo you can take it to the nearest vendor location and get your hands on the cash.
If you choose direct transfer above, make sure you know your banksdirect deposit timesand make sure it has been received.
Why you should wire the Visa gift card to a bank account
Many people receive Visa gift cards as gifts throughout the year, which are usually great gifts as anyone can use them almost anywhere. However, there will be instances when you want to transfer the funds to your bank account.
Gift cards can be inconvenient to use. Here's why
- Cashiers can call them wrong.
- You must activate the card before using it.
- There might not be as much money on it as you think.
- Usage fees may even apply.
Banks issue prepaid Visa gift cards to customers, not Visa itself.
That means the card may come with inactivity and maintenance fees if you don't use it. It's often better to move the money to a place where you know it will be used sooner.
After all, it's usually much more convenient to have the money in your bank account. When you have automatic payments and bills that come out every month, having extra balance in the bank is extremely helpful.

When you don't have to worry about essential expenses, you can spend your money on other things without worrying.
Overall, it is much more convenient for people to transfer the money from the gift card to their bank account. Once it's there, they can use the money for whatever they need. Since your account is probably already linked to online wallets, it is also more convenient to make online purchases.
Watch out for gift card scams
Unfortunately, gift cards are thethe most common method scammers useto get money from their victims. If someone asks you online or over the phone to give them money in the form of a gift card, stop and think.
It could be a scam, especially if you've never met the person.
Also, if you get a call asking you to verify your gift card balance, they could be listening for your PIN, which they can use to withdraw the balance on the card.
After all, you never want to choose gift cards that have the back scratched off so that the pin is visible. If you come across such a card in the store, make sure you give it to the staff. Someone may have written down the PIN to use after you loaded the funds onto the card.
In short, it is in your best interest that you only choose reliable and secure methods to transfer your gift card balance to your bank account. Gift cards are often the target of fraud, so you need to know what to look out for so you don't fall into these situations.
Where can I find Visa gift cards?
You can find Visa gift cards at major retailers. Walmart is one of them, but several other stores also offer Visa cards. Besides, you can also find them at your local banks. If you want to buy a gift card from them, you should make sure that the bank doesn't charge you a lot of maintenance fees first.
In short, you can find Visa gift cards just about anywhere. They can blend in as they look like standardDebit chargeor credit cards.
You have more options than you might realize when it comes to transferring your Visa gift card balance to your bank account. Most methods allow you to transfer the money digitally, although there are cases where you deposit cash at the bank.
So if you received a Visa gift card for a special occasion, remember to transfer it to your bank first. You will have more uses for it there.
Overall, these methods are easy and won't take very long. Once you have the money in your bank account, you can pay for whatever you need. So the money there is more valuable to you than on the gift voucher.
Tips for a successful Visa gift card bank account transfer

A number of conditions must be met for a successful transfer of a Visa gift card to a bank account.
Check the expiration date
You may not know it, but your gift card has an expiration date. Make sure you check if the card has expired before you start the transfer, otherwise it will be impossible.
Know the gift card balance
Before you begin, think about the amount of money on your gift card and decide how much you want to transfer. The more you transfer, the less chance there is of fees.
Make sure the gift card is active
If you're transferring from a Visa gift card, make sure it's not compromised or invalid. If in doubt, contact the company immediately before beginning any of these methods.
Use a reliable service (e.g. PayPal) or provider
There are many ways to do this, but make sure your service is reliable and secure enough for your needs.
Find out about daily or monthly transfer limits
Some services have a limit on how much you can deposit into your bank account each day or month. If this is the case, try to find a service with monthly limits instead of daily limits so you have more time to complete the transactions for all the cards you have.